{"id":620,"date":"2018-08-28T18:24:36","date_gmt":"2018-08-28T18:24:36","guid":{"rendered":"https:\/\/www.touchpointwealthpartners.com\/site\/?page_id=620"},"modified":"2023-05-06T05:02:32","modified_gmt":"2023-05-06T05:02:32","slug":"qualified-employee-retirement-plans","status":"publish","type":"page","link":"https:\/\/touchpointwealthpartners.com\/site\/services\/qualified-employee-retirement-plans\/","title":{"rendered":"Services – Qualified Employee Retirement Plans"},"content":{"rendered":"

[et_pb_section fb_built=”1″ fullwidth=”on” disabled_on=”off|off|off” _builder_version=”4.16″ bottom_divider_style=”curve2″ bottom_divider_color=”#ffffff” global_colors_info=”{}”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” show_cta_on_mobile=”off” show_image_video_mobile=”on” disabled_on=”off|off|off” admin_label=”INNER HERO V1 – DESKTOP” _builder_version=”4.16″ custom_padding=”50px||50px|” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide heading=”Qualified Employee Retirement Plans” use_bg_overlay=”off” use_text_overlay=”off” admin_title=”Qualified Employee Retirement Plans” _builder_version=”4.16″ header_font=”Open Sans|800|||||||” header_text_align=”center” header_font_size=”65″ background_color=”#7ebec5″ background_image=”https:\/\/touchpointwealthpartners.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_SERVICES-BusinessPlanning-Qualified_1A.jpg” parallax=”on” button_on_hover=”on” custom_padding=”400px||200px|” custom_padding_tablet=”200px||200px|” custom_padding_phone=”100px||100px|” custom_padding_last_edited=”on|phone” child_filter_saturate=”0%” header_font_size_tablet=”65″ header_font_size_phone=”38″ header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset5″ global_colors_info=”{}” sticky_transition=”on” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]\"\"
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[\/et_pb_fullwidth_code][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ bottom_divider_color=”#214963″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_padding=”100px|||” animation_style=”slide” animation_direction=”bottom” custom_width_px=”800px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”HDR – Qualified Employee Retirement Plans” _builder_version=”4.16″ header_text_color=”#e37358″ text_orientation=”center” global_colors_info=”{}”]<\/p>\n

Our Approach<\/h1>\n

[\/et_pb_text][et_pb_text admin_label=”BODY – Qualified Employee Retirement Plans” _builder_version=”4.16″ text_line_height=”1.9em” global_colors_info=”{}”]As professionals with many years of experience in corporate retirement plans, our role is to serve as your company\u2019s advocate \u2013 helping you connect your goals with the resources you need to accomplish them.<\/p>\n

We offer comprehensive services for a variety of defined contribution plans, including 401(k) Plans, Employee Stock Ownership Plans (ESOPs), Profit Sharing or Stock Bonus Plans, 403(b) Plans, and Simplified Employee Pension Plans (SEPs)<\/p>\n

Our approach is based on a business model supported by three core pillars: Simplicity, Focus and Balance.
\n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}” column_structure=”1_3,1_3,1_3″][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/touchpointwealthpartners.com\/site\/wp-content\/uploads\/TouchPoint_ICON_Simplify.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” admin_label=”ICON – Simplicity” _builder_version=”4.16″ max_width=”75%” global_colors_info=”{}” align_phone=”center”][\/et_pb_image][et_pb_text admin_label=”HDR – Simplicity” _builder_version=”4.16″ header_text_color=”#e37358″ text_orientation=”center” global_colors_info=”{}”]<\/p>\n

1. Simplicity<\/h1>\n

We do the Work for You<\/em><\/h4>\n

[\/et_pb_text][et_pb_text admin_label=”BODY – Simplicity” _builder_version=”4.16″ text_line_height=”1.9em” global_colors_info=”{}”]<\/p>\n

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  • Evaluate your current retirement plan, a process that includes identifying places where you may be paying hidden and unnecessary fees<\/li>\n
  • Vendor benchmarking<\/li>\n
  • Maximize tax benefits<\/li>\n
  • Protect you and your company\u2019s fiduciaries from unnecessary litigation<\/li>\n
  • Write a Request for Proposal (RFP) and analyze proposals to make sure you obtain the best solution<\/li>\n
  • Monitor your plan investments<\/li>\n
  • Educate and motivate your employees to participate<\/li>\n<\/ul>\n

    [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/touchpointwealthpartners.com\/site\/wp-content\/uploads\/TouchPoint_ICON_Focus.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” admin_label=”ICON – Focus” _builder_version=”4.16″ max_width=”75%” global_colors_info=”{}” align_phone=”center”][\/et_pb_image][et_pb_text admin_label=”HDR – Focus” _builder_version=”4.16″ header_text_color=”#e37358″ text_orientation=”center” global_colors_info=”{}”]<\/p>\n

    2. Focus<\/h1>\n

    Results, Not Procedures<\/em><\/h4>\n

    [\/et_pb_text][et_pb_text admin_label=”BODY – Focus” _builder_version=”4.16″ text_line_height=”1.9em” global_colors_info=”{}”]<\/p>\n

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    • Think of us as one of your employees \u2014 one who just doesn\u2019t happen to have an office on site.<\/li>\n
    • Our expertise is in helping you get the results you want, and helping you understand the complex rules and regulations.<\/li>\n
    • We sit on your side of the negotiating table to find the best retirement plan solution for your company.<\/li>\n
    • Once your plan is implemented, we monitor it regularly to make sure it continues to meet your company\u2019s goals over time.<\/li>\n
    • That leaves you free to focus on what you do best: running your business.<\/li>\n<\/ul>\n

      [\/et_pb_text][\/et_pb_column][et_pb_column type=”1_3″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_image src=”https:\/\/touchpointwealthpartners.com\/site\/wp-content\/uploads\/TouchPoint_ICON_Balance.png” align=”center” align_tablet=”center” align_last_edited=”on|desktop” admin_label=”ICON – Balance” _builder_version=”4.16″ max_width=”75%” global_colors_info=”{}” align_phone=”center”][\/et_pb_image][et_pb_text admin_label=”HDR – Balance” _builder_version=”4.16″ header_text_color=”#e37358″ text_orientation=”center” global_colors_info=”{}”]<\/p>\n

      3. Balance<\/h1>\n

      Minimize Costs, Maximize Value<\/em><\/h4>\n

      [\/et_pb_text][et_pb_text admin_label=”BODY – Balance” _builder_version=”4.16″ text_line_height=”1.9em” global_colors_info=”{}”]<\/p>\n

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      • Like many business owners, you are likely concerned about plan costs.<\/li>\n
      • Often, we are able to uncover places where you are paying unnecessary expenses and use that money to reduce your plan\u2019s future expenses and cover other plan fees.<\/li>\n
      • Our Retirement Plan Diagnostic is conducted at the outset of our relationship and then, on a regular basis, to determine if there are opportunities for cost savings or program enhancements. This allows us to identify strategies and elements that may have been overlooked or not kept current.<\/li>\n<\/ul>\n

        [\/et_pb_text][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” disabled_on=”off|off|off” _builder_version=”4.16″ top_divider_style=”curve2″ top_divider_color=”#ffffff” bottom_divider_style=”curve2″ bottom_divider_color=”#214963″ global_colors_info=”{}”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” show_cta_on_mobile=”off” show_image_video_mobile=”on” disabled_on=”off|off|off” admin_label=”INNER HERO V1 – DESKTOP” _builder_version=”4.16″ custom_padding=”50px||50px|” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide use_bg_overlay=”off” use_text_overlay=”off” admin_title=”Our Process” _builder_version=”4.16″ header_font=”Open Sans|800|||||||” header_text_align=”center” header_font_size=”65″ background_color=”#7ebec5″ background_image=”https:\/\/touchpointwealthpartners.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_SERVICES-BusinessPlanning-Qualified_2A.jpg” parallax=”on” button_on_hover=”on” custom_padding=”400px||200px|” custom_padding_tablet=”200px||200px|” custom_padding_phone=”100px||100px|” custom_padding_last_edited=”on|phone” child_filter_saturate=”0%” header_font_size_tablet=”65″ header_font_size_phone=”38″ header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset5″ global_colors_info=”{}” sticky_transition=”on” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]\"\"
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        [\/et_pb_fullwidth_code][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ background_color=”#214963″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ custom_padding=”100px|||” animation_style=”slide” animation_direction=”bottom” custom_width_px=”800px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”HDR – Our Process” _builder_version=”4.16″ header_text_color=”#e37358″ text_orientation=”center” background_layout=”dark” global_colors_info=”{}”]<\/p>\n

        Our Process<\/h1>\n

        [\/et_pb_text][et_pb_text admin_label=”BODY – Our Process” _builder_version=”4.16″ text_font_size=”18px” background_layout=”dark” max_width=”70%” module_alignment=”center” global_colors_info=”{}”]Part of our value to you is our capability to deliver significant resources with focused solutions based on your company\u2019s needs.<\/p>\n

        Through our years of experience working with corporate retirement plans, we have acquired a broadbased knowledge of pricing and plan providers across multiple platforms.<\/p>\n

        This enables us to offer a comprehensive suite of services and allows us to guide you in making smart, objective decisions in a wide range of areas, including:
        \n[\/et_pb_text][et_pb_divider show_divider=”off” disabled_on=”on||” _builder_version=”4.16″ height=”5px” custom_padding=”10px||10px|” hide_on_mobile=”off” global_colors_info=”{}”][\/et_pb_divider][et_pb_toggle title=”1. RETIREMENT PLAN DIAGNOSTIC” _builder_version=”4.16″ global_colors_info=”{}”]We help you define your organization\u2019s benefit plan and investment objectives, and review your existing program using our Retirement Plan Diagnostic.
        \n[\/et_pb_toggle][et_pb_toggle title=”2. RETIREMENT PLAN DESIGN” _builder_version=”4.16″ global_colors_info=”{}”]Based on our review and analysis, we design the plan. With existing plans, we recommend opportunities for cost savings or benefit enhancements by identifying strategies and elements that may have been overlooked or not kept current.
        \n[\/et_pb_toggle][et_pb_toggle title=”3. FIDUCIARY SHIELD” _builder_version=”4.16″ global_colors_info=”{}”]We help you meet your fiduciary responsibilities and control risk by developing a formal Investment Policy Statement. The IPS is based on your plan design and benefit structure, and establishes clear, objective criteria for selecting and monitoring investment managers and asset management strategies.
        \n[\/et_pb_toggle][et_pb_toggle title=”4. RFP MANAGER” _builder_version=”4.16″ global_colors_info=”{}”]We sit on your side of the negotiating table to walk you through the RFP process. We help you manage the flow of information and analyze and compare proposals to guide you in making informed and knowledgeable decisions about providers such as custodians and third party administrators.
        \n[\/et_pb_toggle][et_pb_toggle title=”5. EDUCATION EXPERIENCE” _builder_version=”4.16″ global_colors_info=”{}”]We manage every step of the transition from your current retirement program to your new program. We enroll your employees and educate them about the benefits of their new program. We engage their interest and participation through regular education and financial planning briefings.
        \n[\/et_pb_toggle][et_pb_toggle title=”6. WEALTHCARE MONITOR” _builder_version=”4.16″ global_colors_info=”{}”]We manage the health and welfare of your retirement program over its lifetime, advising you of regulatory changes, program enhancements and investment due diligence. We regularly perform Diagnostic Reviews to continually gauge your program\u2019s performance in light of changing regulations, market conditions and your company\u2019s situation.
        \n[\/et_pb_toggle][\/et_pb_column][\/et_pb_row][\/et_pb_section][et_pb_section fb_built=”1″ fullwidth=”on” prev_background_color=”#214963″ disabled_on=”off|off|off” _builder_version=”4.16″ top_divider_style=”curve2″ bottom_divider_style=”curve2″ bottom_divider_color=”#ffffff” global_colors_info=”{}”][et_pb_fullwidth_slider show_arrows=”off” show_pagination=”off” show_cta_on_mobile=”off” show_image_video_mobile=”on” disabled_on=”off|off|off” admin_label=”INNER HERO V1 – DESKTOP” _builder_version=”4.16″ custom_padding=”50px||50px|” custom_padding_tablet=”” custom_padding_phone=”” custom_padding_last_edited=”on|desktop” global_colors_info=”{}” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”][et_pb_slide use_bg_overlay=”off” use_text_overlay=”off” admin_title=”Focused Solutions” _builder_version=”4.16″ header_font=”Open Sans|800|||||||” header_text_align=”center” header_font_size=”65″ background_color=”#7ebec5″ background_image=”https:\/\/touchpointwealthpartners.com\/site\/wp-content\/uploads\/site_images_lrg_1920x1200_SERVICES-BusinessPlanning-Qualified_3A.jpg” parallax=”on” button_on_hover=”on” custom_padding=”400px||200px|” custom_padding_tablet=”200px||200px|” custom_padding_phone=”100px||100px|” custom_padding_last_edited=”on|phone” child_filter_saturate=”0%” header_font_size_tablet=”65″ header_font_size_phone=”38″ header_font_size_last_edited=”on|phone” header_text_shadow_style=”preset5″ global_colors_info=”{}” sticky_transition=”on” button_text_size__hover_enabled=”off” button_one_text_size__hover_enabled=”off” button_two_text_size__hover_enabled=”off” button_text_color__hover_enabled=”off” button_one_text_color__hover_enabled=”off” button_two_text_color__hover_enabled=”off” button_border_width__hover_enabled=”off” button_one_border_width__hover_enabled=”off” button_two_border_width__hover_enabled=”off” button_border_color__hover_enabled=”off” button_one_border_color__hover_enabled=”off” button_two_border_color__hover_enabled=”off” button_border_radius__hover_enabled=”off” button_one_border_radius__hover_enabled=”off” button_two_border_radius__hover_enabled=”off” button_letter_spacing__hover_enabled=”off” button_one_letter_spacing__hover_enabled=”off” button_two_letter_spacing__hover_enabled=”off” button_bg_color__hover_enabled=”off” button_one_bg_color__hover_enabled=”off” button_two_bg_color__hover_enabled=”off”]\"\"
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        <\/div>\n

        [\/et_pb_fullwidth_code][\/et_pb_section][et_pb_section fb_built=”1″ _builder_version=”4.16″ bottom_divider_color=”#f4f4f4″ global_colors_info=”{}”][et_pb_row _builder_version=”4.16″ background_size=”initial” background_position=”top_left” background_repeat=”repeat” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_text admin_label=”HDR – Focused Solutions” _builder_version=”4.16″ header_text_color=”#e37358″ text_orientation=”center” global_colors_info=”{}”]<\/p>\n

        Focused Solutions<\/h1>\n

        [\/et_pb_text][et_pb_text admin_label=”BODY – Focused Solutions” _builder_version=”4.16″ text_line_height=”1.9em” max_width=”70%” module_alignment=”center” global_colors_info=”{}”]Through our years of experience working with corporate retirement plans, we have acquired a broadbased knowledge of pricing and plan providers across multiple platforms.<\/p>\n

        This enables us to offer a comprehensive suite of services and allows us to guide you in making smart, objective decisions in a wide range of areas, including:
        \n[\/et_pb_text][\/et_pb_column][\/et_pb_row][et_pb_row _builder_version=”4.16″ custom_padding=”100px|||” animation_style=”slide” animation_direction=”bottom” custom_width_px=”800px” global_colors_info=”{}”][et_pb_column type=”4_4″ _builder_version=”4.16″ custom_padding=”|||” global_colors_info=”{}” custom_padding__hover=”|||”][et_pb_toggle title=”RECORDKEEPING” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

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        • Participant-level recordkeeping\/accounting<\/li>\n
        • Employee and employer reports<\/li>\n
        • Tracking investment allocations\/changes and contribution changes<\/li>\n<\/ul>\n

          [\/et_pb_toggle][et_pb_toggle title=”TECHNOLOGY SERVICES” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

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          • Services that enhance plan efficiency, productivity, understanding and value<\/li>\n
          • State-of-the-art technology<\/li>\n
          • Web-based participant investment tools<\/li>\n
          • Web-based employer tools<\/li>\n<\/ul>\n

            [\/et_pb_toggle][et_pb_toggle title=”EMPLOYEE COMMUNICATIONS” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n

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            • Materials describing plan design and investing<\/li>\n
            • Enrollment kits<\/li>\n
            • Payroll stuffers, posters, memos<\/li>\n
            • Newsletters<\/li>\n<\/ul>\n

              [\/et_pb_toggle][et_pb_toggle title=”COMPLIANCE” _builder_version=”4.16″ global_colors_info=”{}”]<\/p>\n